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Real Estate Purchases and Sales

Co-Signing A Mortgage
Apr 14, 2022

What Does It Mean To Co-Sign A Mortgage?

By Jonathan Russell Canadian Mortgage Professional MagazineSomebody other than the prospective homeowner (typically a family member or friend) will usually co-sign on a mortgage if the prospective homeowner’s credit and income are not enough for them to qualify themselves. And it works both ways. It is possible that a family member or friend will one day ask that you co-sign on a mortgage i…

B.C. prepares to strengthen protections for homebuyers
Mar 31, 2022

B.C. prepares to strengthen protections for homebuyers

Amendments to the Property Law Act introduced on Monday, March 28, 2022, will enable the creation of a new Homebuyer Protection Period to protect people buying a home in a challenging real estate market.The Homebuyer Protection Period, sometimes called a “right of recission,” responds to concerns that in the highly competitive housing market, buyers are reporting pressure to submit off…

Mar 14, 2022

BCREA 2022 first quarter housing forecast update

The British Columbia Real Estate Association (BCREA) released its 2022 First Quarter Housing Forecast Update on February 2, 2022. Multiple Listing Service® (MLS®) residential sales in the province are forecast to decline 17 percent from a record high 2021 to 103,250 units this year. In 2023 MLS® residential sales are forecast to fall an additional 12 percent to 90,200 units. “We expec…

Feb 14, 2022

Seniors housing

There are many housing options for seniors and older adults in B.C. Whether you own or rent your home, or live in a supported or assisted living environment, there are programs and information that can help with your housing needs. Learn more about aging in place, managing housing expenses and moving to other levels of care.Aging in place“Aging in place” means staying in your own h…

Jan 31, 2022

Building or Renovating

Building or renovating your home is exciting but can also raise many questions. Find out more about the steps you need to take before you start the process. Learn about permits, zoning, and options and programs for improving energy efficiency in your home.  Read More…

Mortgage Rates
Jan 14, 2022

What’s Going on with Rates?

Fixed mortgage rates have increased between .50% to .60% over the last couple of weeks. This is largely due to the Bank of Canada ending quantitative easing (QE). QE was a stimulus program that was introduced at the start of the pandemic to pump money into the economy. What it also did was artificially lower the bond prices and by extension the fixed mortgage rates. Taking away the stimulus rai…

Dec 31, 2021

Real estate in B.C.

Learn about real estate in B.C.: buying and selling property, real estate consultations, and regulations for real estate services, real estate development marketing and pre-sale strata.Buying & selling propertyReal estate consultationsCondo and Strata Assignment Integrity RegisterLand Owner Transparency RegistryRead More…

Nov 30, 2021

Indigenous housing

The Province of British Columbia, working with BC Housing, delivers a wide range of Indigenous housing, programs and services for Indigenous youth, singles, families, women and children fleeing violence, seniors, elders, and those experiencing homelessness.  The Province of British Columbia is committed to reconciliation with Indigenous Peoples. As part of this commitment, the Province…

Nov 14, 2021

Owning a home in BC

In British Columbia, about 70% of households own their own homes. For many British Columbians, owning a home is an important investment towards financial security, wealth generation and retirement savings.Annual property taxesHomeowners in B.C. pay annual property taxes. Learn more about the annual property tax.Speculation and Vacancy TaxAll residential property owners…

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